David Lerner Associates News

Saving to Achieve Financial Freedom

25 Feb 2020 -

What exactly does financial freedom mean? Simply put, a situation where you don’t have to worry about how to pay for obligations and how to achieve financial goals.


A Guide to Financial Independence

5 Jul 2019 -

As you celebrate this year, take a moment to consider your own independence, which is closely tied to your financial situation.


The Savings Crisis in America

26 Feb 2020 -

It’s a sobering thought that 60 percent of Americans don’t have the savings to cover a $1000 emergency and 40 percent don’t have enough saved to cover even a $400 expense.


Student Loans or Retirement Planning? That is the Question.

21 Feb 2020 -

Do you forego your retirement benefits so that you can pay off your student loans? Or do you build a healthy 401k and manage your college debt by yourself?


Money and the Sexes

19 Feb 2020 -

An abundance of evidence exists that wealth and income disparity between men and women in America is still a real concern.


2020 by the Numbers

14 Feb 2020 -

Increases in the amount you receive from SSA, as well as new retirement saving plan limits, mean you could be better off this year than last.


The Current State of Retirement

14 Feb 2020 -

There's a sea change happening in how the American population is retiring. It’s shifted from most retiring in their sixties to a trend of working as long as possible.


Invest in Your Kids

10 Feb 2020 -

Over the next two and a half decades it is said that approximately $68 trillion in U.S. wealth is expected to change hands from older generations and be in the hands of younger folks.


Retirement Strategies for Late Starters

3 Feb 2020 -

76 million Baby Boomers are just around the corner from retirement and despite statistic, the not-so-awful news is that even for late starters there is still time to get retirement savings back on track.


SALT Tax Changes

31 Jan 2020 -

There have been some changes to state and local tax laws and the average American might see the refund that they depend on drop to record lows. 


The Benefits of Financial Literacy

29 Jan 2020 -

More than half of Americans (56%) say they are only somewhat financially literate, while 15 percent say they're not financially literate at all.


Smart Financial Decisions

27 Jan 2020 -

Building a healthy investment portfolio requires some well thought out strategies and a smart investment mindset. It also requires an overall smart-money lifestyle and financial literacy.


Investment Fraud in America

24 Jan 2020 -

Older investors are a favorite target of fraudsters who focus on investments. The pursuit of seniors’ “nest eggs” is one of the fastest-growing consumer fraud issues today.


Investment in Your 40s

22 Jan 2020 -

Once you have hit the big Four-O, you really need to start seriously thinking about how much you have saved.  Before you know it, you'll be 50, and retirement will be looming fast.


Saving for College in the U.S.

13 Jan 2020 -

Although 70 percent of parents want to cover the cost of college completely, they’re only going to be able to cover 29 percent of the cost by the time their kids are ready for college.


Retirement Realities

10 Jan 2020 -

The average retirement age in America is 63, and retirement lasts about 18 years. That means that you’ll need enough money to last you until you are 81 years old.


Facts about Long-Term Care

8 Jan 2020 -

Nearly 70 percent of Americans 65 and older will require some form of long-term care. Nursing home care in a private room is now more than $100,000 a year.


Real Planning for Old Age

6 Jan 2020 -

The harsh fact is that even if you don’t want to stop working, you may have to as you age. There are a few things that must be done to provide your future self with a secure financial retirement. 


Teach Them Well

3 Jan 2020 -

Making sure that your kids understand how money works is very important — it’s a life skill they'll use every day and they'll thank you for it later in life..


Has the Retirement Crisis Been Averted?

30 Dec 2019 -

81 percent of retirees described their retirement as either as good or better than their preretirement years. As far back as 1992, only 65 percent of retirees in the U.S. felt that way.


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