David Lerner Associates News

The Growing Need for Long-Term Care

6 Nov 2018 -

The future costs of health care in general, and in some cases long-term care, should be a top concern of current and soon-to-be retirees.


Choosing Your Retirement Age

10 Oct 2018 -

The age that you retire at is a personal decision and depends upon many factors. Here are a few things to take into consideration when it comes to figuring out your retirement age:

 


The College Debt Crisis in America

12 Oct 2018 -

Spiraling student loan debt is creating a big barrier to the financial success of a generation of Americans. By the time they graduate, the average student debt is over $37,000. 

 


Best and Worst States to Retire

5 Oct 2018 -

Downsizing or moving out of state may offer a better quality of life and some states may offer a lifestyle with more advantages than you have right now. 


Choosing the Best Mortgage Option

3 Oct 2018 -

If you’re going to be applying for a mortgage loan, then researching what type of loan is best for you, and how each one works is very important


Ending Medical School Debt

28 Sep 2018 -

In a bid to make a sweeping change in the industry, New York University School of Medicine announced that from now on the institution would cover the tuition of all its students, regardless of merit or need


America, Mortgages, and Assets

1 Oct 2018 -

Americans have reached a landmark when it comes to property and equity for the first time in history. Never before have we been witness to this level of equity in our homes


Housing and the American Dream

10 Sep 2018 -

If you own your home in the United States, you are supposedly living the dream, but is the dream becoming a reality, or is it a nightmare of epic proportions?


Finances and Gen Z

5 Sep 2018 -

For years Millennials have been the younger generation, but now there are new kids on the block. Gen Z is coming of age.


Taxes and Retirement

3 Sep 2018 -

Taxes may throw the proverbial wrench in your retirement plans. Most withdrawals from retirement accounts are taxed in retirement.


Calculating Your Net Worth

31 Aug 2018 -

Doing this little bit of essential financial housekeeping allows you to see if you are paying down debt or earning savings for your retirement.


How to Build Wealth

29 Aug 2018 -

The good news is that building wealth is entirely under your own control. All it takes is smart decisions and breaking bad habits.

 


How Much Do You Need to Retire?

22 Oct 2018 -

It's National Save for Retirement Week is the perfect time to calculate how much money you need to live on -- not just survive, but live the way you would want to in retirement.


The Importance of Your Credit Score

22 Aug 2018 -

U.S. household debt has increased by 11% in the past decade and today the average household with credit card debt has balances totaling $16,425


Financial Fraud and Seniors

20 Aug 2018 -

Older investors are a favorite target of con artists who focus on investment fraud. The pursuit of seniors’ “nest eggs” is one of the fastest growing consumer fraud issues today.


A Better Retirement Strategy

17 Aug 2018 -

The American Dream for most of the last century consisted of a house, two cars, two and a half children, a good job, and a retirement package awaiting us in the golden years of retirement.

 


What Social Security Means to Americans

15 Aug 2018 -

 

October 1 is International Day for Older Persons. Not everyone has been able to save enough money for their retirement, so they'll be relying heavily on the Social Security benefits due to them.


Financial Faux Pas in Dating

13 Aug 2018 -

Being cautious and aware of your potential partner’s financial habits will pay off in the long run, when you consider that the average cost of divorce can be as high as $30,000 - most of that being spent on legal fees.


Saving America

10 Aug 2018 -

A shortfall in savings may be setting many American up for a dystopian future. The average personal savings rate in America is just over half of what people should be putting away.


How Much Does College Cost?

8 Aug 2018 -

Studies show that the lifetime earnings for college graduates are most definitely higher than the amount earned by non-graduates.


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