David Lerner Associates News

Indebted America

11 Feb 2019 -

Many people in America are struggling to get by. 157 million Americans have credit card debt to pay off, and a mind-boggling 44 million have student loan debt outstanding. 


Social Security Increase

6 Feb 2019 -

The Social Security increase amounts to 2.8 percent, a $40-per-month increase on average, and will be the biggest adjustment to Social Security payments in the past seven years


Average American Net Worth by Age

8 Feb 2019 -

When you know your net worth, you can set a realistic financial goal. In the digital age, tracking your net worth is less complicated than it once was.


Investment Strategies for 2019

4 Feb 2019 -

As we get into the swing of 2019, it’s time to take a look over investment strategies and goals for the rest of the year. These tips may increase your chances of a successful investment year ahead:

 


Financial Lessons from Ayn Rand

2 Feb 2019 -

Ayn Rand is the author of the 1957 classic novel, "Atlas Shrugged," and a champion of capitalism. The four pillars of her philosophy are reality, reason, self-interest, and capitalism


Managing Credit Card Debt

30 Jan 2019 -

Credit card debt can have a negative effect on your financial wellness plans. The average U.S. household debt is $16,425 - an increase of 11% in the past decade.


The Wealth Gap for Women

28 Jan 2019 -

Wealth inequality is not only more extreme than income inequality, but it reveals disparities that are hidden when income is the indicator of economic status


Interest Rates Increase in 2019

23 Jan 2019 -

The Federal Reserve recently increased interest rates by a quarter point and it seems the rate hike is set to increase even further by all accounts, possibly three more times in 2019.


Financial Wellness and Your Retirement

22 Jan 2019 -

62% of Americans reported money was a significant source of stress in their lives. Money plays a critical role in our lives, and not having enough of it impacts health as well as performance.


David Lerner Associates Consolidates New Jersey Offices to Enhance Customer Service and Efficiency

17 Jan 2019 -

As of Friday, January 18, the company’s office in Teaneck will be merged into its newly renovated office in Lawrenceville. To ensure a seamless transition, all phone numbers will remain the same.


Building Wealth One Step at a Time

16 Jan 2019 -

Wealth is not something that happens haphazardly - building wealth takes time and has to be done carefully, deliberately, and strategically.


Debt and Your Retirement

14 Jan 2019 -

Debt can ruin a retirement, especially for women. Here are some debts that need your attention before your retirement day arrives


7 Ways to Increase Net Worth

11 Jan 2019 -

Understanding what your net worth is and how you stack up against others in your age group will help you gauge how much you can spend versus save on an annual basis.


529 Plans and Quality Education

9 Jan 2019 -

A 529 plan just got more interesting. New laws have made it possible to use the money in a 529 plan to pay for a K-12 private school in certain states


Planning Your Financial Wellness for the Future

7 Jan 2019 -

We all want what is referred to as Financial Wellness - a healthy overall financial picture and the resulting quality of life


The Cooling Real Estate Market

31 Dec 2018 -

Higher costs are making a dent in the demand and creating a cooling real estate market. Mortgage applications fell to a four-year low recently


Get Your Finances in Order for the New Year

2 Jan 2019 -

If you haven’t gotten your finances in order, now’s the time to do it. Only 28% of Americans are considered “financially healthy” while more than half (55%) are just coping.


Millennial Savings

28 Dec 2018 -

More than 60 percent of Americans have less than $1,000 in their savings accounts, and 21 percent don’t even have a savings account. Millennials are doing better than average.


Interest Rates to Increase in 2019

26 Dec 2018 -

The Federal Reserve recently increased interest rates by a quarter point and the rate hike is set to increase even further- possibly three more times in 2019.


Identity Theft - Don’t Get Swindled

24 Dec 2018 -

Identity theft is on the rise, and Americans are in more danger than ever before. Account takeovers have increased 61 percent since 2015 and resulted in $2 billion in losses.


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