David Lerner Associates News

The Different Kinds of Life Insurance

3 Sep 2019 -

When it comes to life insurance, your needs will depend on a number of factors, including the size of your family, the nature of your financial obligations, career stage, and your goals.


College Textbook Trends - Go Digital

16 Oct 2019 -

With the way technology is going, it doesn’t seem like you will need a real hardcover textbook for much longer. It makes far more sense to use a digital copy


Invest in Your Future

14 Oct 2019 -

With all the focus on how little Americans are saving for retirement, this may sound counterintuitive. However, saving alone won’t get you to your goal.


Some College Degrees Have a Higher Return than Others

9 Oct 2019 -

College graduates earn $1 million more in salaries over their lifetime than those with only a high school diploma. Some schools are considered better than others based on several factors.

 


Social Security Changes in 2019

7 Oct 2019 -

There have been some changes to Social Security, and there will be more over the next few years. People saw a rise in the amount they receive each month 


Taxes Could Ruin Your Retirement

3 Oct 2019 -

There is one more important thing to consider when it comes to retirement preparations which may unhinge your plans — and that thing is taxes. 


Young Adults and Their Debt

2 Oct 2019 -

The average young adult's student loan is $29,800. One aspect to consider is that college loans often place a burden of debt on the graduate, which will be carried long into the future


Why You Should Know Your Net Worth

27 Sep 2019 -

Do you know what your net worth is off the top of your head? It's an important thing to know — even if the number is a much-needed reality check. 


The Biggest Mistakes in Planning for Retirement

24 Sep 2019 -

the biggest question should be this one: How can I avoid making financial mistakes that will greatly affect my retirement years?


What is the Financial Future of Millennials

16 Sep 2019 -

Millennials are delaying marriage and homeownership and parenting for longer than any previous generation. 


The Secure Act

13 Sep 2019 -

The Secure Act, a retirement bill backed by both Republicans and Democrats has been passed by the House of Representatives and is moving closer to becoming law. 


Saving for Retirement with Student Debt

11 Sep 2019 -

Saving can be difficult if you’re saddled with student debt, as so many young graduates are. So you have two competing goals – pay your loans and save for retirement.


Life Insurance for Women

9 Sep 2019 -

Life insurance is essential financial protection for everyone. And some might argue that it is even more so for women than it is for men.


Self-employment on the Rise

6 Sep 2019 -

Self-employment was key for the nation’s recovery from the recession. Between the middle of 2009 and the middle of 2013, 60% of the jobs created were from small businesses. 


The Debt Load for Young Adults

5 Sep 2019 -

The youth of today, or rather the Millennial generation, are sitting on a massive mountain of debt. Not surprisingly, the financial world has taken notice.


College Expenses

29 Jul 2019 -

The price of education can be crippling if you are not prepared.  If you don’t have the funds available you may have to take  a loan to get the schooling you want or feel you deserve. 


Millennials and Financial Dependence

26 Jul 2019 -

50 percent of Americans say they have sacrificed or are sacrificing their own retirement savings in order to help their adult children financially


Identity Theft and Retirement

16 Aug 2019 -

Pursuit of seniors’ “nest eggs” is one of the fastest growing consumer fraud issues today. Con artists of all types are finding ways to steal the savings of aging retirees.


Financial Literacy for Women

3 Apr 2019 -

Women of all ages and backgrounds struggle with the pressure to earn enough, access education, care for a family, and plan for retirement. Financial literacy guides financial decisions


Summer Savings

24 Jul 2019 -

Despite the many ways we can let loose on spending habits this summer, there are actually some ways to save. There are some money-conserving strategies that may or may not have occurred to you already


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