3 Reasons Not to Fear Retirement

1 Jun 2016 - If you are nearing retirement age, you are not alone. Roughly 10,000 Baby Boomers retire every day in America, and that number is set to stay true for the next 19 years. Many people face uncertainties and fears about their own retirement. When it should be a well-deserved rest after a lifetime of hard work, a lack of planning may result in apprehension and stress.

4 Important Retirement Decisions

19 Mar 2014 - Some people are extremely disciplined when it comes to saving diligently and investing wisely for retirement throughout their working lives. But the need for discipline and diligence does not stop when you actually reach retirement age and enter your golden years.

5 Ways to Fix Your Retirement Fund Shortfall

14 Jun 2016 - When you hit your 40s or 50s the idea of retirement (which seemed so far off in your 20s) is suddenly right around the corner. If you have reached this age and have not been diligently socking away money for retirement, there are some things you can do to fix the problem.

A New Look at the American Dream

27 Jun 2016 - Whenever the conversation turns to financial goals and a secure future, certain ideas at the core of The American Dream pop up - save for retirement and own your own home are two of those. However, times have changed economically.

David Lerner Associates News: 2014 Social Security COLA Is.1.5 Percent

31 Mar 2014 - In October the SSA announced that the Social Security Cost-of-Living (COLA) in 2014 will be 1.5 percent, down slightly from the 1.7 percent increase in 2013.

David Lerner Associates News: Elder Poverty Is Projected to Rise

5 May 2014 - The Social Security system "is facing serious financial problems, and action is needed soon to make sure the system will be sound when today is younger workers are ready for retirement."

David Lerner Associates: 3 Retirement Saving Tips

14 Oct 2015 - Unfortunately, many Americans approaching retirement are not ready and may have to delay retirement, or work part-time, to meet their expenses.

David Lerner Associates: 2013 Social Security COLA Less Than Half of 2012 Amount

18 Dec 2012 - The Social Security Administration (SSA) announced that the Social Security cost-of-living adjustment (or COLA) for 2013 will be just 1.7% -- less than half of the adjustment that was made for 2012.

David Lerner Associates: 2015 Social Security and Medicare Figures

29 Oct 2014 - The Social Security Administration has announced the new figures that beneficiaries will receive for 2015.

David Lerner Associates: 3 Financial Tips for Seniors

22 Aug 2015 - Studies show that the retirement age in America in creeping upward as many seniors choose to keep working longer. The easing of Social Security restrictions on earning income has also contributed to the trend.

David Lerner Associates: Are You Planning to Work During Retirement

8 Aug 2014 - As employees near retirement age, more and more plan to work at least some of the time during the course of their retirement years.

David Lerner Associates: Financial Considerations for Family Caregivers

12 Dec 2014 - Caring for your aging parents is not only an emotional burden it may also be a financial one. It will depend on how well off your parents are and how much caring for them costs.

David lerner Associates: How Framing Affects Social Security

24 Oct 2013 - Many people do not realize that when it comes to Social Security they have a choice of when to begin receiving their retirement benefits.You do not have to wait until you are 65.

David Lerner Associates: How to Resolve Retirement Income Shortfalls

20 Jan 2015 - Without prudent planning and a commitment to saving now to make that happen, millions of older Americans find themselves with an income shortfall.

David Lerner Associates: Misconceptions and Realities about Social Security

25 Aug 2014 - There is no doubt about it, Social Security is an essential source of retirement income for most Americans. More than nine out of ten people age 65 and older obtain Social Security advantages.

David Lerner Associates: No Social Security COLA Hike in 2016

19 Oct 2015 - Retirees who depend on Social Security and Medicare are in for a disappointing year in 2016. There will be no cost of living allowance (COLA) increase next year.

David Lerner Associates: Social Security and Divorce

3 Sep 2014 - If you want to qualify for one half of your ex-spouse is Social Security benefits, there are certain requirements which must be met.

David Lerner Associates: Social Security and Medicare

24 Oct 2014 - Many Americans now choose to continue working after age 65. Some do it for financial reasons and others because they just do not feel ready to retire.

David Lerner Associates: Social Security Survivor is Benefits

1 Jun 2015 - Although planning for what happens to your estate and your assets after you die is not something anyone likes to think about, it is a necessary part of one is financial planning.

David Lerner Associates: Taking Care of Your Aging Parents (Part 3)

16 Sep 2014 - The last article in our 3 part series, focuses on the financial aspects of caring for aging parents.

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David Lerner Associates News