How to Maximize Retirement Income
Many individuals want to maximize their retirement income and enjoy a secure and comfortable retirement. Financial literacy is crucial in achieving this goal, allowing individuals to make informed decisions about their savings and investments. A recent study highlighted a common regret among retirees. On average,...
A Post-Vacation Plan to Get Your Finances Back on Track
A recent study found that 36 percent of Americans are willing to go into debt for their summer vacation. In France, where it's customary to spend August on vacation (en vacances), the beginning of September is known as la rentrée, marking the return to work...
Celebrating Single Working Women
As societies around the world progress, they are slowly but surely erasing the age-old stigma associated with single and/or working women. However, they still face numerous challenges in the workplace and society. Single Working Women’s Week celebrates the resilience, strength, and achievements of single women...
August is National Black Business Month
National Black Business Month reminds us of the crucial role of Black entrepreneurs and business owners in fostering economic growth, creating jobs, and enriching communities. “At David Lerner Associates, we recognize the importance of diverse business communities. Join us as we delve into the significance of...
Achieving Financial Wellness with an Investment Counselor
Statistics show that financial uncertainty is on the rise. Two-thirds of Americans believe their financial planning needs improvement. Americans say having a financial advisor boosts confidence; however, according to a 2023 Planning & Progress Study, only 37 percent work with one. Financial wellness has become more...
Interest Rates on Federal Student Loans Jump to Decade Highs for 2024-2025 Year
Every May, interest rates on federal student loans are reset for the upcoming school year. The rates are calculated by combining the yield on the 10-year U.S. Treasury note with an extra fixed amount set by Congress. Based on this calculation, interest rates on federal student...
The Economic Impact of an Aging World
During the week of June 10, 2024, French markets were rocked by a government bond sell-off after a strong showing by the far-right National Rally party in the European Union election. With polls suggesting the party might win a plurality of seats in the upcoming...
What to Know About the New Retirement Security Rule
The Department of Labor (DOL) recently announced a new Retirement Security Rule that will take effect on September 23, 2024. The rule aims to “safeguard the millions of American workers saving for retirement diligently and relying on advice from fiduciaries on how to invest their hard-earned...