The American Dream for most of the last century consisted of a house, two cars, two and a half children, a good job, and a retirement package awaiting us in the golden years of retirement.
Unfortunately, not everyone has been able to save enough money for their retirement, so they'll be relying heavily on the Social Security benefits due to them.
A shortfall in savings may be setting many American up for a dystopian future. The average personal savings rate in America is just over half of what people should be putting away.
Retirees and future retirees depend on income from Social Security to help provide a financially comfortable lifestyle. when you decide to take it makes all the difference
Make sure that you're able to retire comfortably with your partner, spend time doing the things that make you happy and not have to count every penny.
The Bank Rate Financial Index shows that twenty-two percent of Americans say failing to save for retirement is their worst financial blunder.
Semi-retirement might be the right move for many as they head into their golden years Only a quarter of Americans plan to completely retire..
Boomers’ confidence in their financial situations is at its lowest since 2011. Just 43% feel that they are happy with how things are going.
There's a rising trend in what is fast becoming known as “grey divorce” which describes a couple divorcing after 50.
If all goes according to plan after a lifetime together you get to enjoy retirement in your golden years.
David Lerner News
Retirement Planning Information
Women's Financial Literacy