About 4 million people retire every year. When the day finally comes that you clock out of work for the last time, will you be ready?
. As time rolls on, the shadow of your later years starts to creep up on you, and for some this feeling may even come as early as their thirties.
A basic estate plan is an important financial document for everyone to have, whether you think you need one or not.
Your Social Security benefit at full retirement age is based on your highest 35 years of earnings
Two-thirds of working Americans age 55-64 have retirement savings far below what they will need to maintain their standard of living in retirement.
For a highly educated generation, Millennials show surprising ineptitude in certain areas of money management.
Building wealth is entirely under your own control. All it takes is smart decisions and breaking bad habits.
Times they are a-changing. Putting away money into a retirement annuity may not be enough anymore, and people are finding that they have to work longer than ever before.
Saving early and often is the key to long-term financial security. And Millennials are set to have a huge population of millionaires.
Gambling is a bad thing - unless done responsibly - as in done for entertainment purposes with money that you do not mind losing. There is no situation where a person would be ok with losing their retirement savings.
David Lerner News
Retirement Planning Information
Women's Financial Literacy