The Accumulation Years get underway as we enter the workforce and begin making contributions to various retirement vehicles to help build up our “nest egg.” In the sections to follow, you will find links to a variety of these plans to help you understand which might be best for you. You will find information on 401(k)s, 403(b)s, profit sharing, and other common plans. IRAs, which include a broad spectrum of retirement plans including traditional IRAs, Rollover IRAs, ROTH IRAs, and several group plans, are also included. The real key in this section is to start early. The chart below demonstrates the value of having monies set aside early in life to help provide for retirement.
The growth of a lump sum of $10,000 @ 5% deposit, compounded annually, to age 65.
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