Living Benefits: Accessing Your Life Insurance While Living
A living benefits rider, often called an accelerated death benefit rider, is a life insurance policy that can offer long-term care benefits.
September 30, 2026
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Hi, I’m Joanne Farace.
Let's talk about your financial future.
Joanne Farace
I can help you with:
- Distribution & Income-Oriented Strategies
- Retirement Planning
- Annuity and Life Insurance Reviews
- 401(k) Rollovers and IRAs
- Tax-Efficient Strategies
- College Savings Plans
- Personalized Service and Complimentary Consultations
Recent Articles
Naming a Life Insurance Beneficiary: What Families Get Wrong
Beneficiary designations for life insurance are separate from will designations. Updating your life insurance beneficiary can be essential to your legacy.
September 25, 2026
6 Steps Before the Medicare Enrollment Window Opens
The decisions you make before Medicare begins can affect your healthcare coverage and retirement income. Learn what to do before the enrollment window.
September 21, 2026
Missed 401(k) Day? Don’t Worry, that’s Kind of the Point
401(k) day happened in early September. However, there are still ways consider the 2026 theme, "Never Too Little, Never Too Late," year-round.
September 19, 2026
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