Life Insurance - David Lerner Associates

News & Resources: Life Insurance

Living Benefits: Accessing Your Life Insurance While Living

September 30, 2026

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A living benefits rider, often called an accelerated death benefit rider, is a life insurance policy that can offer long-term care benefits.

Naming a Life Insurance Beneficiary: What Families Get Wrong

September 25, 2026

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Beneficiary designations for life insurance are separate from will designations. Updating your life insurance beneficiary can be essential to your legacy.

An Employer Life Insurance Policy May Not Be Enough

September 14, 2026

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How much life insurance do you need? For families relying only on workplace coverage, the death benefit may not be enough to cover family costs.

Term or Permanent Life Insurance: Which Fits Your Family?

September 4, 2026

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Both term and permanent life insurance policies diverge in ways that matter a great deal for how a family plans their financial future.

A Family Guide to Life Insurance Awareness Month

September 1, 2026

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Life Insurance Awareness Month. What life insurance covers, how much you need, and how to close your family's coverage gap.

Life Insurance Coverage: What Most Financial Plans Are Missing

June 8, 2026

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Leaving life insurance out of your financial plan can leave your family vulnerable. Discover why life insurance for young adults can be a smart move.

Life Insurance with Long-Term Care Benefits: Preparing for the Possibility of Chronic Care

May 28, 2026

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Older Americans Month is a good time to evaluate how life insurance with long-term care benefits can help cover nursing homes or in-home care.

Life Insurance Decisions: One of the Most Important Financial Choices You Will Make

May 18, 2026

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Older Americans Month is a good time to review life insurance coverage needs. Learn how to determine the right policies to protect family & long-term goals.