Fixed Annuities: The Cornerstone of Predictable Retirement Income
Despite their increasing popularity, few Americans know how annuities work or when using one could benefit their financial plans. Four out of five American adults (79%) still struggle to identify the correct definition of an annuity. Think of annuities as the steady rocks in the stormy...
Annuitized Income Retirees Spend Twice as Much as Those Without
Planning for retirement involves making many critical decisions. Among the most crucial is structuring your retirement income. A recent analysis by the Alliance for Lifetime Income’s Retirement Income Institute (RII) suggests that retirees who annuitize their income tend to spend twice as much as those with...
Closing the Retirement Savings Gap
Exploring Innovative Solutions with Insurance Products to Address the Retirement Savings Gap As we peer into the future, the specter of the “silver tsunami” looms large, revealing a disconcerting trend in retirement planning. Research paints a stark picture, projecting that gaps in investors' retirement savings are...
How Annuities Can Provide Lifetime Income for a Secure Retirement
Given the current economic state, annuities appeal more to consumers looking to maximize their retirement savings....
Understanding Annuities: A Comprehensive Guide for Retirement Planning
This article will delve into the world of annuities and provide a comprehensive understanding of their features, benefits, and considerations for those contemplating retirement....
Your Net Worth
Making financial progress involves keeping track of your net worth, even if knowing that number is a much-needed reality check....
Social Security and Your Portfolio
You may be counting on Social Security for your retirement years, but if you are not counting Social Security as a part of your overall asset allocation, you may be missing out on bigger gains in your retirement savings portfolio....
Planning Your Financial Future
Having a strong financial plan is important no matter what stage of life you are in....
Understanding Annuities
An annuity is essentially a contract with an insurance company. You will typically pay the insurer a sum of money, and in exchange the insurer will commit to sending you regular payments immediately or in the future for the duration of the contract....
David Lerner Associates: Providing Lifetime Income with Immediate Annuities
Immediate annuities offer a financial alternative to assist in meeting retirement income needs by offering a steady stream of income tailored to continue through retirement....