Smart Budgeting Tips to Take Control of Your Finances
Do you want to stop worrying about money? Smart budgeting can help you take control of your finances and build a better future. According to recent data, 44 percent of consumers feel that their finances "control their life" either always or often. 36 percent of...
Retirement Savings Strategies for Every Stage of Life
Planning for retirement requires different strategies depending on your age and financial situation. By taking the right steps at each stage of life, you can build a strong foundation for your future. Here’s how to approach retirement savings from your twenties through your sixties and...
Creating a Sustainable Budget
Creating a sustainable budget goes beyond simple expense tracking—it's about building a financial framework that supports both current needs and future goals. [1]The key lies in developing realistic, flexible plans that can adapt to life's changes while consistently moving you toward financial security. "The most successful...
How Interest Rate Changes Impact Your Investments and Savings
One aspect of Financial Literacy is understanding how interest rates work. Interest rates play a crucial role in shaping financial markets and personal finance decisions. Whether they are rising or falling, these changes can influence the value of your investments, borrowing costs, and overall economic growth. Understanding...
The Need for Financial Education: Global Money Week 2025
Financial education is essential for building a secure future, yet it remains an overlooked topic in many parts of the world. To address this gap, Global Money Week (GMW) was established in 2012. The worldwide campaign aimed to promote financial literacy and encourage people, particularly...
How to Manage Student Loan Debt While Planning for the Future
For many Americans, student loan debt is a heavy financial burden that follows them well into adulthood. As of mid-2024, student loan debt in the U.S. stood at an eye-popping $1.74 trillion. This reality can feel daunting, especially for recent graduates eager to build their financial...
Financial Resilience Helps Handle Life’s Curveballs
The concept of financial resilience has gained significant traction in recent years as both individuals and policymakers recognize the need to build a stronger financial safety net. Navigating life's unexpected challenges has become a critical component of economic well-being. From job losses and medical emergencies to...
Balancing Retirement Savings and Other Financial Goals
Finding the right balance can be a delicate dance for married couples navigating the dual financial responsibilities of saving for retirement and funding other major life expenses. With competing priorities and limited resources, couples must develop a comprehensive strategy that addresses long-term and short-term financial goals. One...
Financial Wellness Month – Tracking Your Spending
Did you know January is Financial Wellness Month? This month, many Americans focus on improving their financial habits and making positive changes for the year ahead. One of the most effective ways to boost financial wellness is by tracking your spending. Why? Because knowing where your money...
January is Financial Wellness Month – Emergency Funds
After the hustle and bustle of the holiday season comes January, which also happens to be Financial Wellness Month. This month-long observance is a great reminder early in the year of why you should start building a strong financial foundation for the year ahead. “An emergency...