The Debt Ceiling and Deficit Spending
On January 19, 2023, the outstanding debt of the U.S. government reached its statutory limit, commonly called the debt ceiling....
Honey, They Shrunk the Groceries
Have you noticed that packages are smaller at the grocery store?...
Should You Borrow Money in a Recession?
When times are tough and money is tight, consumers are left searching for ways to get a bit more income....
How Much Money Should Be in Your Emergency Fund?
According to a 2022 Bankrate survey, more than half of Americans don’t have enough savings to cover a $1,000 emergency....
Why Personal Finance Is Important?
When someone mentions personal finance, you probably think of budgeting and trying to pay off debt. But it goes beyond that....
A Guide to Holiday Spending
Every year, millions of Americans spend hundreds of dollars on holiday gifts and goodies. ...
How to Manage Longevity Risk and Inflation in a Volatile Market
Longevity risk and inflation are two of the biggest risks retirees face, meaning they should carefully plan ways to access guaranteed income over the course of their retirement years....
End-of-Year Financial Check Up
You may visit your doctor once a year to make sure everything is well, but there’s something else to add to the calendar: an annual financial checkup!...
Strategies to Save More In 2023
Saving money is such a simple concept: Spend less than you earn and put the difference in a savings account....
Your Emergency Fund Will Be Even More Important In 2023
As inflation pressures continue to weigh on the U.S. economy, your emergency fund just got promoted to “stat” status....