Your Employer Gave You a Pension Lump-Sum Offer. Now What?
A pension lump-sum offer is a financial decision with major impact for retirement. Learn about considerations for taking the lump sum vs. monthly payments.
July 6, 2026
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Hi, I’m Joanne Farace.
Let's talk about your financial future.
Joanne Farace
I can help you with:
- Distribution & Income-Oriented Strategies
- Retirement Planning
- Annuity and Life Insurance Reviews
- 401(k) Rollovers and IRAs
- Tax-Efficient Strategies
- College Savings Plans
- Personalized Service and Complimentary Consultations
Recent Articles
Financial Independence in Retirement: How to Turn Savings Into Reliable Income
Most people spend their working lives chasing a retirement number. But a number in an account does not pay your bills. Reliable retirement Income does.
Why Waiting to Invest Can Be the Most Expensive Mistake You Can Make
The earlier you start investing, the more time compound growth has to work in your favor. Discover how young adults can start small and plan ahead.
June 23, 2026
Passing Down More Than Money: Intergenerational Wealth Transfer vs Wealth Behavior
Intergenerational wealth transfer is underway — but assets alone may not be enough. Explore how financial habits and legacy planning can work together.
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