Is a Budget Necessary for Financial Stability?
Around two-thirds of Americans don’t keep a formal budget, and just a third have long-term financial plans and goals. This means they're improvising each month and their financial stability will suffer for it. ...
Saving for the Future
Saving helps you keep the proverbial wolf from the door yet most Americans are not even close to being ready for any kind of financial emergency. [1] 65 percent of Americans are saving little or absolutely zero. ...
5 Things to Know About 529 Plans
With higher education becoming more and more expensive, parents need to start preparing for these expenses.There’s no better time to start investing for higher education needs than right now....
Enhanced Financial Counseling for Young Adults
Recently, Congress voted on a bill that would improve financial counseling for student borrowers — online or in-person sessions for any student with a federal loan or a grant. ...
4 Tips for Success in 2019
If you want success, you have to be able to define exactly what you’re aiming for, or you’ll never know if you have achieved your goals. So what constitutes success and how do you measure it? ...
Telecommuters are the Wave of the Future
The advances in technology are so fast that it’s changing the world we live in and the way we do business. It’s also creating opportunities to live in a completely different way. ...
3 Remote Work Trends that Will Dominate 2019
Working remotely is becoming an accepted part of the normal workplace. Technology has changed much of what we do, and there are a few trends that we will see in the next year. ...
3 Secrets to a Better Valentine’s Day
Valentine’s Day is about treating your significant other and showing your love. Valentine's Day spending will be almost $20 billion in 2019. The average American will spend close to $150. ...
Indebted America
Many people in America are struggling to get by. 157 million Americans have credit card debt to pay off, and a mind-boggling 44 million have student loan debt outstanding. ...
Interest Rates Increase in 2019
The Federal Reserve recently increased interest rates by a quarter point and it seems the rate hike is set to increase even further by all accounts, possibly three more times in 2019....