David Lerner Associates: Is Bitcoin Just a Trend or the Future of Currency?
It is hard to use a currency when you are not sure from day to day whether the amount in your virtual wallet is worth enough to buy a Range Rover or a tank of gas....
David Lerner Associates: Making Sense of Bond Yields and the Yield Curve
When it comes to investing in bonds, among the first factors to consider is yield, but what exactly is "yield?" The answer depends on how the term is being used....
New FINRA Report: Financial Fraud Is On the Rise
Even though fraud solicitations are widespread many say they cannot identify classic red flags of financial fraud....
David Lerner Associates: Inherited IRAs and Bankruptcy
Since the enactment of the Bankruptcy Abuse Prevention and Consumer Protection Act in 2005, individual retirement accounts (IRAs) have been safeguarded under federal law if you declare bankruptcy....
Spirit of America Launches Energy Fund
Spirit of America is New Energy Mutual Fund is offered exclusively at David Lerner Associates, a privately-held securities broker dealer headquartered in Syosset, New York....
David Lerner Associates: 3 Steps to Help Prevent Financial Fraud
Research shows older Americans are especially vulnerable to fraud. Here are three strategies to help distinguish between legitimate and fraudulent investment opportunities....
David Lerner Associates: Early 401(k) Withdrawals: A Troubling Trend
When people take money out of their 401(k) plan early, not only are they paying a heavy price in penalties and taxes, but they are also potentially jeopardizing their future retirement security....
David Lerner Associates: Should You Consider a Mid-Life Career Change?
More and more people in their late-40s and 50s today are learning new skills and acquiring the training and education they need to start new careers at this relatively late stage of their lives....
David Lerner Associates: Three Potential Retirement Plan Options for Small Businesses
Many small business owners think that they ca not afford to offer a retirement plan to their employees. However, this often is not the case....
David Lerner Associates: Gender Gap Extends to 401(k) Plans
Studies have indicated that a gender gap exists between men and women when it comes to overall financial literacy....