The Importance of Long-Term Care Insurance
As we navigate through the busy routines of daily life, it's easy to overlook our capacity to perform everyday tasks such as bathing, eating, and dressing. Yet, the likelihood of losing these fundamental abilities increases. This is where long-term care insurance comes in as we...
Your Financial Future: Benefits of Professional Investment Advice
Let's talk about money – what makes our world go around. We all want a comfortable future, but figuring out how to get there can be daunting. That is where a financial professional comes in. The game-changing benefits of working with an investment counselor to craft...
Financial Resilience in 2024: Navigating Retirement
Regarding retirement planning in 2024, the quest for financial resilience takes center stage. Seventeen percent of Americans are over 65. According to the Census Bureau, almost three-quarters (44 percent) of boomers are at retirement age, and millions more will join them soon. Boomers hold over half...
Money Smart Week 2024
Do you ever wonder where your money disappears every payday or feel that getting out of debt is an unreachable goal? National Money Smart Week presents an ideal opportunity to enhance your understanding of personal finance. This annual nationwide event aims to enhance the public's understanding...
Balancing Retirement Savings and College Planning
Orchestrating a harmonious balance between retirement savings and funding a college education can leave you feeling like a conductor without a baton. It is a delicate financial dance where a holistic approach is best. Combining retirement and college savings into a solid financial plan is challenging...
Achieving Early Retirement
Seven Considerations for Financial and Mental Preparedness Many people are captivated by the dream of early retirement, which promises freedom to pursue passions, travel, or simply savor the joy of a leisurely life. Retiring early is a big decision, driven by a desire for adventure, personal...
Navigating Retirement: A Comprehensive Guide to Annuities
As we embark on retirement planning, the myriad of financial instruments available can be overwhelming. Annuities, with their diverse types and features, are powerful tools for crafting a secure and stable retirement. The total value of retirement assets in annuities, estimated at around 2.29 trillion...
April is Social Security Month
As we delve into the essence of Social Security Month, it's a time to reflect on its enduring legacy, educate ourselves and our communities, and engage in meaningful dialogue about its future. ...
There’s Still Time to Fund an IRA for 2023
The tax filing deadline is fast approaching, which means time is running out to fund an IRA for 2023. If you had earned income last year, you may be able to contribute up to $6,500 for 2023 ($7,500 for those age 50 or older by...
Tax-Smart Investing: A Beginner’s Guide to Maximizing Returns
Navigating the world of investments can be daunting, especially when considering the impact of taxes on your returns. However, with the right guidance, tax-smart investing becomes more accessible....