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Enjoying your Retirement

Enjoying your retirement relies heavily on whether or not you can positively live your life and minimize any distractions. After all, what is the point of retiring if you are still doing things for other people that you don’t need or want to do? In business these days many people are talking about the importance of a work-life balance. But what happens when you aren’t working anymore? What sort of balance is required then? Or do you just live out the rest of your days sitting in front of the television, or sipping on a cocktail? 

Stay active. Getting older doesn’t mean you have to stop being active. Research has shown that being active helps to enhance your immune system. A report from Aging Home Health Care found that physical activity can help prevent or maintain control of some chronic illnesses. They reference heart disease, diabetes, arthritis, and even some types of cancer. 

Being active and doing things you enjoy is part of enjoying your life and retirement but it also helps you live a longer, happier, more productive life. All sports can be altered if you find that your level of physical ability gets less over the years, but it is important that you keep with it. For example, if you were more competitive at a particular activity in your earlier years, it’s highly likely that you can still find a more recreational and just-for-fun league for seniors in the same discipline.

Many folks identify with their position or job. It isn’t really a surprise since one of the first things people ask you when you first meet them is “What do you do?” Over time this becomes who you are in the eyes of others and in your own mind as well. You will spend approximately 70,000 hours in your working career. To leave that identity behind can be tough. Something to take into account when you retire is your personal identity. The separation of who you are and what you do is essential in making this adjustment.

Identify who you are and what you really want. Giving up what you do for a living can create a void that you need to fill with other things and activities. It may take time but finding a reason to get up in the morning without a paycheck at the end of it pays dividends in other ways than money.

Use your time wisely. The daily grind is over when you retire but time is still precious. Don’t commit to doing things or spending time on activities that you don’t enjoy. Your retirement should be enjoyed as much as possible. Spend your time and the money you have saved on experiences that are valuable to you personally. See your family and friends and engage yourself in endeavors that make you feel good. 

 

IMPORTANT DISCLOSURES

Material contained in this article is provided for information purposes only and is not intended to be used in connection with the evaluation of any investments offered by David Lerner Associates, Inc. This material does not constitute an offer or recommendation to buy or sell securities and should not be considered in connection with the purchase or sale of securities.

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. 

Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable– we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

David Lerner Associates does not provide tax or legal advice. The information presented here is not specific to any individual's personal circumstances. Member FINRA & SIPC

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