Back > Financial Literacy  > Post COVID Dating and Finance Tips

Post COVID Dating and Finance Tips

While summer is usually a busy time of year, for those on the dating scene this year will be like no other before it. On an average year, dating services see an increase of about 90% during the warmer months but this year has a few unusual factors to consider.

People have been socially isolated for so long, there may be a feeling of anxiety connected with getting back out into the world. let alone jumping back into the dating pool. And then there are those who are so starved for human contact that they literally cannot wait to go out and date anyone and everyone.

In a recent survey of 1,000 single women, many seemed conflicted about the upcoming reopening of things in the context of dating. While 58 percent said they hope to date more than they did before the pandemic, 44 percent worry they’re out of practice, and 25 percent are still worried they’ll catch COVID, despite the rising vaccination numbers. 

Either way, this summer looks to be a pendulum-swing away from isolation back to socialization.  That means dates-a-plenty, and therefore spending-a-plenty.

So, from a financial perspective, there are some things to consider before hitting the town this summer.


1. Track expenses

You never want to be in that awkward position of having to explain to your date why your payment was declined (whether it was a bank error or not). There are a multitude of online tools to stay on top of your balances and expenses, so there’s no reason why you should ever find yourself in this situation.


2. Choose your venue wisely

Instead of getting an unpleasant surprise at the end of an unexpectedly expensive dinner. Planahead so you know you can afford whatever might be thrown your way. Research the places you’re going. Check out reviews on Yelp. Read the menus and pricing online and choose an affordable option that won’t break the bank.


3. Credit Cards

Serial dating can add up in the expenses department. It would be a major misstep to compromise your financial wellbeing just to try and impress someone with a pricey bottle of champagne. In the long run, it’s far wiser to keep your credit card debt out of the equation, unless you can definitely afford the balances and you’re trying to rack up airline miles — in which case, spend away, high roller.


4. Ladies…

If he “accidentally” left his wallet at home on the first date, or if he wants to “go Dutch” at dinner all the time, but doesn’t offer to share the expenses of all the money you spent getting ready for your dates, or doesn’t tip the waiter, or, or, or… there’s a myriad things that could send signals of bad financial habits. Be on the lookout for these and pay attention to them. On the positive side, watch for good habits and responsible financial behavior as well.

Most of all, have a good time, enjoy being out in public again, be safe, and date responsibly.




Material contained in this article is provided for information purposes only and is not intended to be used in connection with the evaluation of any investments offered by David Lerner Associates, Inc. This material does not constitute an offer or recommendation to buy or sell securities and should not be considered in connection with the purchase or sale of securities.

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable– we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

David Lerner Associates does not provide tax or legal advice. The information presented here is not specific to any individual's personal circumstances.

Member FINRA & SIPC.


Your Investment Counselor

Skip to content