Credit Cards, Debt, and the Economy
Credit cards are a way of life in America. We all know how they can help or hurt one’s personal finances but believe it or not, credit card debt can affect the economy as a whole.
Emergencies and Money
An unforeseen emergency expense is exactly that. If you are in an accident or need emergency funds, how will you be able to cover it?
Is a Budget Necessary for Financial Stability?
Around two-thirds of Americans don’t keep a formal budget, and just a third have long-term financial plans and goals. This means they're improvising each month and their financial stability will suffer for it.
Women Should be More Active in Managing Their Money
Fewer women purchase stocks than men,. But when they do, women invest more intelligently than men and produce better returns
Saving for the Future
Saving helps you keep the proverbial wolf from the door yet most Americans are not even close to being ready for any kind of financial emergency. [1] 65 percent of Americans are saving little or absolutely zero.
A New View of Retirement
When you think about retiring, it’s important to start thinking about what you’d like to do with the rest of your life. Instead of 12 years of retirement, you are now looking at a minimum of 28 years of retirement.
Don’t April Fool with Your Finances
April fool means you've been taken in by someone or something going on that's not real. Scammers fall into this category. Take care to keep your finances on track as we enter the second quarter of the year.
Boomers Remaining in the Workforce
In the ’80s, around 10 percent of folks over 65 were still working into their retirement years. In the 80s that dropped to 10 percent. Nowadays, we're close to the 20 percent mark again.