Financial Planning for When You Are Gone
Death is certain for all of us. The sad truth is that not enough of us take a moment to consider what will happen when we are gone. In fact, 55% of Americans pass away without a will or an estate plan.
Baby Boomers and Retirement
The average pre-retirement Baby Boomer does not have enough savings for their retirement years and one third of Americans have no retirement savings at all.
Women and Financial Literacy – an issue that needs to be addressed
Financial literacy for women is an issue that needs to be addressed in the United States. Statistics show that women earn less than men and they also on average spend more years out of the workforce. This is alarming because women are getting the short end of the stick.
What To Do If You Are Hacked
November is Cyber Security Awareness Month. Hackers have exposed the personal information of 110 million Americans (roughly half of the nation is adults) in the last 12 months alone. That massive number is even more concerning by the amount of hacked accounts - up to 432 million.
Tips for Smart Personal Finance
Whether you are playing catch up on retirement savings or working to eliminate debt, it pays to be financially savvy. Here are some tips to point you in the direction of smart personal finance decisions.
Millennials and Financial Security
The oldest of the Millennial generation are now reaching age 35. If ever there were a time to take a look at your financial landscape and assess one is future, now would be that time.
Getting Out Of Debt
If your personal balance sheet is upside-down and you are one of the many with a debt problem, then here are some ideas to help throw that debt overboard.
How to Avoid a Retirement Shock
More than half of Americans lose sleep thinking about retirement. This is mainly because they face the uncertainty of what lies in the great unknown across the River Retirement. Studies show that people who are confident about their retirement have a clear goal and vision for their future.