David Lerner Associates: How to Build an Emergency Fund
Creating a healthy emergency fund can be a lofty and intimidating goal. But in these uncertain economic times, such a fund is needed more than ever yet almost two-thirds of Americans are not prepared to for unexpected expenses.
David Lerner Associates: Five Common Financial Mistakes
Your current financial situation is a combination of every decision relating to money you have made in the past. If you are like most people, you have had very little or no coaching, so you are just learning as you go.
David Lerner Associates: How to Track Your Net Worth
Making financial progress involves keeping track of your net worth, even if knowing that number is of a reality check. When you know your net worth, you can set a realistic financial goal. In the digital age, tracking your net worth is less complicated than it once was.
David Lerner Associates: How to Retire Wealthy
If you are under 40, your most valuable asset is not youthful vigor or a full head of hair. It is time. Retirement is decades away, and contributions to a 401(k) or other retirement plan will have years to compound and grow.
David Lerner Associates: Your Financial Mindset and Stress
According to the American Institute of Stress, over 70% of people experience physical or psychological symptoms caused by stress. The cost of daily living; bills, kids, jobs... this is the stress we tend to ignore or push down.
David Lerner Associates: Tax Changes for 2016
Every year we are faced with new federal tax codes, and 2016 is no different. This year is changes could mean penalties if you do not have health insurance, or they could bring you welcomed savings if you happen to own a small business.
David Lerner Associates: Financial Wellness Basics
Ask one hundred people, and you are sure to find that the great majority of them would agree. We all want more stable finances. We all want what is now being referred to as "Financial Wellness." We are not talking about the difference between wealth and poverty here. We are not talking about hand-to-mouth versus upper affluent income brackets. We are talking about a quality of life and a healthy financial life.
David Lerner Associates: Gambling with your Retirement
Investing (when done right) is a good thing. Gambling, generally speaking, is a bad thing, unless it is done for entertainment purposes with money that you do not mind losing. Retirement funds are not something you want to gamble with.