David Lerner Associates: Financial Resolutions in Your 30s
This is the time of year when many people make their New Year is resolutions. Take the time to also make a few financial resolutions
New Year is Financial Housekeeping: Have You Created a Living Will?
With the New Year approaching it is a good time to take care of some financial housekeeping items that may have slipped through the cracks of your financial planning -- such as a living will.
David Lerner Associates -Mortgage Changes Coming in 2014: Should You Buy Now?
Historically low interest rates have made the past few years a good time to buy a home for many Americans. Some fundamental changes occurring in the mortgage market in 2014 could make it more difficult to buy a home.
David Lerner Associates: Four Credit Tips for Seniors
Some seniors mistakenly believe that since they are older and perhaps in retirement it is not as important to maintain a strong credit score as it was when they were younger and still working. But this could not be further from the truth.
How Do Changing Interest Rates Affect Retirement?
The ongoing low interest rate environment that the U,S, economy has experienced over the past few years has presented unique challenges for some retirees who are dependent on a stream of interest income from investments to meet their everyday living expenses.
Take Your Retirement for a Test Drive
Before buying a new car you probably take it out for a test drive to see how it feels and make sure that everything is working properly. Have you ever thought of taking a similar test drive when it comes to your retirement?
David Lerner Associates: Steps for Paying off Your Student Loans
Many young adults have voiced complaints about the burden of their student loan debt. The average amount of money owed on student loans is now $25,000.
David lerner Associates: How Framing Affects Social Security
Many people do not realize that when it comes to Social Security they have a choice of when to begin receiving their retirement benefits.You do not have to wait until you are 65.