Investing Basics: What You Should Know
This is the fourth in the series of articles discussing financial literacy and what this means for Americans in the 21st century. Once you have earned money there are four main things that you can do with it: Spend it, save it, invest it or give it away.
How To Save for Retirement Regardless of Your Income
It is not uncommon for people to put off saving for retirement because they do not think they earn enough money to open a retirement savings account. This is especially true for young people for whom retirement may be at least three or four decades away.
David Lerner Associates: Legislation Rolls Back Student Loan Interest Rates
In late July, Congress passed legislation to roll back the increase in student loan interest rates that took effect earlier in the month. This legislation ties student loan interest rates to the financial markets, instead of allowing Congress to set these rates, as they have in the past. On August 9, 2013, President Obama signed the bill into law.
Women and Retirement – The Gender Gap
In a recent national survey designed to gauge the financial literacy of U.S. consumers about one-third of Americans said they are worried that they wo not be able to save enough money to retire comfortably.
David Lerner Associates: Many U.S. Seniors Facing Severe Income Shortages
A recent analysis of data from the U.S. Census Bureau indicates that seniors in every state except for two are living off of incomes that are lower than the level of retirement income that many financial planners often recommend.
David Lerner Associates: How to Spot Counterfeit Bills
Counterfeiting is becoming a growing problem in the U.S. as advances in printing and computer technology have made it easier for thieves to produce fake money that at a glance look very real. The federal government has undertaken efforts to help educate citizens about how they can tell the difference between real and counterfeit bills.
David Lerner Associates: What Is Chained CPI and Could It Affect You?
You may have heard or read the term chained CPI but arent sure exactly what it means or more importantly, whether its something that might affect you. Chained CPI made the news headlines recently when it was revealed that President Obamas 2014 budget includes a provision that would change the way inflation is measured when calculating annual cost-of-living adjustments (or COLAs) for Social Security.
David Lerner Associates to Host Blood Drive at Princeton Branch
This is the sixth blood drive to be held in partnership with The University Medical Center of Princeton at Plainsboro (UMCPP), part of the Princeton HealthCare System.