David Lerner Associates: Watch Out for These Retirement Derailers
If you have ever seen a train derailment, even if it was just one in a movie that was created by special effects, you know how destructive it can be. The sponsor of a recent survey that was designed to gauge the retirement readiness of Americans used the term retirement derailers to describe the destructive effect that unexpected financial emergencies can have on Americans in the critical pre-retirement years.
How to Save for Retirement as a Self-employed Individual
When it comes to saving for retirement, self-employed individuals sometimes face unique challenges compared to employees who work for a company that offers an employer-sponsored retirement plan.
David Lerner Associates: Four Financial Strategies for Young Adults
As they graduate from college and begin their careers, many young people often discover that the real world is very different from what they thought it would be based on the glamorous images of the make-believe lives of 20-somethings on some TV shows and in some movies.
David Lerner Associates: Life Without Credit Cards: Is It Possible?
Credit cards have become such an ingrained part of financial life in 21st century America that it is hard to imagine living without one.
David Lerner Associates: Financial Capability Study Sends Mixed Messages
A recently released major financial study revealed some good news and some bad news with regard to how Americans handle their finances.
David Lerner Associates: It is A Matter of Trust
As we discussed in a recent article, the confidence level of Americans in their ability to save enough money to retire comfortably is at a record low level, according to a recent report from the Employee Benefit Research Institute (EBRI).
David Lerner Associates: What You Should Know About Social Security Disability
When they hear the term "Social Security," many people think of the federal program that pays retirement benefits to most Americans who have worked during their lives.
David Lerner Associates: National Financial Capability Study Reveals Shortcomings
In May, the FINRA Investor Education Foundation released its annual National Financial Capability Study.