Avoiding the Biggest Risks to Retirement Independence
Financial independence risks are rarely mysterious. They are measurable, and in most cases, manageable with the right structure in place.
July 28, 2026
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Hi, I’m Joseph McGovern.
Let's talk about your financial future.
Joseph McGovern
Vice President
I can help you with:
- Distribution & Income-Oriented Strategies
- Retirement Planning
- Annuity and Life Insurance Reviews
- 401(k) Rollovers and IRAs
- Tax-Efficient Strategies
- College Savings Plans
- Personalized Service and Complimentary Consultations
Recent Articles
When Should You Shift from Growth to Income Investing?
Waiting for retirement to begin the transition from growth to income investing is one of the most common and most expensive mistakes in retirement planning.
July 24, 2026
Social Security and Medicare: The Clock Is Ticking
About half of workers and 6 in 10 retirees are confident that Social Security and Medicare will provide the same value in the future.
July 20, 2026
The Women’s Retirement Gap: Why It Exists and How to Close It
Research shows that women retire with less saved than men. Understanding this gender retirement gap can help us explore actions women can take to better their outcomes.
July 16, 2026
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