Social Security and Your Portfolio
You may be counting on Social Security for your retirement years, but if you are not counting Social Security as a part of your overall asset allocation, you may be missing out on bigger gains in your retirement savings portfolio.
Planning Your Financial Future
Having a strong financial plan is important no matter what stage of life you are in.
Understanding Annuities
An annuity is essentially a contract with an insurance company. You will typically pay the insurer a sum of money, and in exchange the insurer will commit to sending you regular payments immediately or in the future for the duration of the contract.
David Lerner Associates: Providing Lifetime Income with Immediate Annuities
Immediate annuities offer a financial alternative to assist in meeting retirement income needs by offering a steady stream of income tailored to continue through retirement.
David Lerner Associates: Five Things You Should Share With Your Investment Advisor
The more information you share with your investment advisor about your personal financial situation, the more equipped your advisor will be to help you meet your financial and investment goals.
Fixed vs Variable Annuities: Look Before You Leap
The potential for tax-deferred growth and a guaranteed stream of income can make annuities an attractive financial option for retirement. Investors fund an annuity with already-taxed dollars and that money then grows tax deferred until it is withdrawn.
David Lerner Associates – Black Swan Investing: Counting on Catastrophe
Investors have a name for those once-in-a-blue-moon events that rock investment markets--whether its the collapse of the Greek economy or the 9/11 terrorist attacks. Events like these are referred to as Black Swans