Financial Planning for When You Are Gone
Death is certain for all of us. The sad truth is that not enough of us take a moment to consider what will happen when we are gone. In fact, 55% of Americans pass away without a will or an estate plan.
Long Term Care Planning
October is Long Term Care Planning Month. Nearly 70% of Americans 65 and older need long term care at some point, according to the U.S. Department of Health and Human Services.
3 Tips for Boomers and Life Insurance
Many boomers have a lot to think about especially when it comes to taking care of their loved ones once they pass on.
How Technology is Changing Life Insurance
September was Life Insurance Awareness month and although one might think that life insurance is something to consider as you grow older, according to LIMRA is Insurance Barometer Study 77% of Millennials say owning life insurance is a good thing.
Basics of Life Insurance
Death is not the most pleasant of subjects to discuss. But deciding on how much life insurance - and which type of life insurance - to put in place might turn out to be the most important talk of all.
Women and Life Insurance
Women have more financial responsibilities than ever before. The hard truth is that death is inescapable, short of someone discovering a way to reverse aging permanently, and life insurance is not like other types of insurance. It is the only kind of insurance where the policyholder is guaranteed to need it at some point in time.
Life Insurance and Small Business
When faced with the death of a small business owner, it can be the source of great instability. Besides personal loss it raises logistical questions involving the replacement of key leadership going forward.
Life Insurance vs Other Types of Insurance
Life insurance is very different from the other kinds of insurance available to you. The differences are important to consider as you think over your insurance needs.
September is National Life Insurance Awareness Month
September is National Life Insurance Awareness Month. In the past many families have viewed life insurance primarily as a way to pay for funeral expenses but it is become much more than that today. Now it is seen as an integral part of estate planning.
David Lerner Associates: National Healthcare Decision Day
April 16th was National Healthcare Decision Day. While most people do not always like to talk about what would happen if they were hospitalized and unable to speak for themselves, we are glad this day exists because it brings awareness to the importance of planning for the future.