Women and Retirement Planning
Women are wonderful. They outlive men by three to four years on average, and as a consequence, they represent the majority of older Americans. However, on average, they have fewer years of work and lower earnings.
Social Security Myths
Retirees and future retirees depend on, or will depend on, income from Social Security to help provide a financially comfortable lifestyle, but there is a lot of misinformation out there about the program. Here are some common Social Security myths.
The American Energy Revolution
America is the world is leading producer of oil and natural gas, and that is delivering major benefits to U.S. families and businesses. Major corporations and investors are pouring money into the energy industry, specifically shale production.
Student Debt vs Retirement Planning
Student loan debt is something that can follow graduates for the rest of their lives if they do not actively work to pay it off quickly and not just make minimum payments toward the interest of the loan.
Retirement Planning and Financial Literacy
A good grasp of basic financial concepts is an important skill to have when planning one is retirement.
Retirement, Social Security, and Divorce
For divorcees nearing retirement, time is ticking away and financial readiness is an essential factor to consider. The good news is that although Social Security can be a rather complex matter, you may be eligible for a benefit that equals one-half of your ex-spouse is full retirement amount.
How Taxes Can Ruin Your Retirement Plans
There is one more thing to consider which may throw the proverbial wrench in your retirement plans -- taxes.
Long-Term Care for an Aging Population
The conversation surrounding long-term care is usually framed around the statistics of older Americans. But there is something else we should all be talking about - population growth and life expectancy.
Retirement Planning for Business Owners
Most of the time entrepreneurs have their hands so full with the stresses and details of running a business that they sometimes do not have the time or resources to plan for their own financial future.
Retirement Smart Millennials
Saving early and often is the key to long-term financial security. And Millennials are set to have a huge population of millionaires.