Financial Aid: 529 Plans and Your Familys Future
If thinking about joining a 529 plan, or if an account is already in the cards, understanding more about how 529 funds will affect a child is chances of receiving financial aid is a smart move....
David Lerner Associates: Key Issues for Older Americans
While retirement is generally something to look forward to there is also the concern about the cost and availability of health care and the worry about what might happen if one becomes unable to live and care for oneself independently....
Retirement Income: The 3-Legged Stool
Retirement income has been described as a "three-legged stool" composed of Social Security, traditional employer pension income and individual savings and investments....
Retirement Savings Challenges for Women
While women have more opportunities than ever before they often face unique obstacles that can make saving for retirement a challenge...
David Lerner Associates: Saving for Retirement
With thousands of investment possibilities and the complex rules governing retirement plans, most people do not even know where to begin....
How Divorce Affects Social Security Retirement Benefits
No matter how carefully one plans for retirement, unexpected events can occur that change the situation. One such challenge is divorce....
Working While in Retirement
An increasing number of employees nearing retirement plan to work for at least some period of time during their retirement years. The obvious advantage of working during retirement is that you will be earning money and relying less on your retirement savings-...
Older Americans Month: How Much Retirement Income Will you Need?
The first wave of 75 million baby-boomers (those born between 1946 and 1964) in the US are reaching retirement age. Older Americans Month is a good time to focus on how well these boomers are prepared for retirement....
David Lerner Associates: Issues Unique to Older Americans
Many Americans may view getting older with mixed emotions. While retirement is generally something to look forward to there is also the concern about the cost and availability of health care and the worry about what might happen if one becomes unable...
Older Americans Month: Retirement Income Needs
Older Americans Month is a good time to focus on how well prepared Baby Boomers are for retirement. A good retirement plan should start with establishing the annual income requirement needed to retire....