What Should You Do With Your Old 401(k)?
After leaving a job employees sometimes discover that they left something behind -,perhaps a coat or maybe a desk knick-knack. Sometimes, however, employees leave something much more important behind at their previous jobs: their 401(k) accounts.
What Should You Do With Your Income Tax Refund?
Some people have big plans for their refund, whether it is spending it on a summer vacation, a new car or boat, or a a big-screen TV. To the degree that items like this are bought with a tax refund instead of on credit, they may be wise purchases.
College Saving and Investing Strategies
Despite the cost, obtaining a college degree may still be a worthwhile goal. According to the U.S. Census Bureau, college graduates earn more money than individuals who just have a high-school diploma.
A Unique Opportunity for Fixed-Income Investors
For the first time in our nation is history it is now possible to buy a municipal bond with a higher credit rating and a higher yield than a Treasury bond.
Have You Planned Ahead for Your Retirement Lifestyle?
Living the lifestyle you dream of in retirement requires not only years of disciplined saving and wise financial planning and investing, but also the realization that choices and tradeoffs are inevitable
Liquidity and Volatility – Two Different Sides to the Investment Coin
Most investments can be separated into two broad categories with regard to how easy it is for an investor to gain access to his or her money: liquid and illiquid.
Money Purchase Plans: Another Way to Share Company Profits
Profit sharing is a great way for businesses to attract and retain the best and brightest employees. Many top-tier employees today expect to be rewarded by sharing some of the business profits. this lets employees benefit financially in the company is success, as well as increases their sense of ownership in the business.
Profit Sharing Plans: One Way to Share the Business Pie
One of the best ways for businesses to attract and retain the highest caliber employees is to offer them a piece of the business "pie." And one way to accomplish this is to create a profit-sharing plan.
SEP-IRAs – A Retirement Plan Option for Small Businesses
A SEP-IRA is a low-cost, easy-to-administer retirement plan that is often ideal for owners of small businesses and self-employed individuals. Sole proprietorships, S and C corporations, partnerships and LLCs all may qualify to establish a SEP-IRA.
Roth IRAs – Making A Good Thing Better
In 1997, Congress made a good thing better when it created a new type of retirement savings account, the Roth IRA. Named after Senator William Roth, who introduced the legislation that created them.