The Brewing Storm in Long-Term Care Insurance
Do not look now, but there may be a storm brewing when it comes to long-term care insurance. Facing substantial budget shortfalls, some states are cutting back on Medicaid and long-term care services....
Handling Debts after a Spouse is Death: Who is Responsible?
The death of a spouse is heartbreaking. Yet the surviving spouse faces more than just overwhelming emotions-- he or she may also face the challenge of handling a loved one is outstanding debts....
A Plan for Eliminating Credit Card Debt
When it comes to debt it can be debated whether there is such a thing as good debt and/or bad debt....
Does It Cost More Money to Be a Woman?
According to a study conducted earlier this year by the FINRA Education Institute women face a number of financial challenges that appear to be unique to their gender. On average, women pay a half-point higher interest rate on credit cards than men do....
Potential Income Replacement With Term Life Insurance
The death of a loved one is obviously a tragic event for any family. It is sometimes made even more tragic when this loved one was the family is primary income-earner....
How is the Market Doing? Check the Dow.
When the conversation turns to how the market is doing, chances are people are referring to the Dow Jones Industrial Average, or "the Dow" for short. The Dow tracks the performance of stock issued by 30 prominent, publicly traded U.S.-based companies and is one of...
Save More Money By Wasting Less
As the jobless rate remains historically high and the economic recovery uncertain, many Americans are watching their personal finances more closely than ever and looking for every opportunity they can find to save money and reduce their expenses....
Are Low Yields the New Normal?
The phrase "the new normal" has been thrown around a lot lately to describe many different things. It was originally coined by author Roger McNamee in his 2004 book of this title, which describes how the 21st century represents a new era of heightened uncertainty,...
Budgeting Basics: Establishing a Household Budget
This is the second in a series of articles discussing financial literacy and what this means for Americans in the 21st century...
Financial Literacy: What Does It Mean Today?
We are beginning a new series of articles discussing financial literacy and what this means for Americans in the 21st century....