January is Financial Wellness Month – Financial Smart Goals
After a busy (and costly) holiday season comes January – Financial Wellness Month. This makes it the perfect time to set the stage for your financial journey in 2025. Setting realistic financial goals is more than just listing what you’d like to achieve. It’s about creating...
The Importance of Reviewing and Adjusting Insurance Coverage Annually
As we step into a new year, there’s a lot on everyone’s mind—new goals, fresh beginnings, and, of course, resolutions. While many people focus on health, fitness, or financial goals, an essential yet often overlooked resolution is reviewing and adjusting your insurance coverage. Insurance provides a...
New Year’s Financial Resolutions
As the new year dawns, individuals and families often reflect on their financial goals and set ambitious resolutions to achieve them. It’s a prime opportunity to revitalize savings strategies and work towards a more secure financial future. Whether it's boosting retirement contributions, paying down debt,...
Financial Wellness Month – Budgeting for the Year
January is Financial Wellness Month, a time dedicated to building habits that promote financial stability and growth. One of the foundational pillars of financial wellness is budgeting—a tool for managing money, controlling spending, and working toward financial goals. It's easy to overspend. A recent survey by MarketWatch...
The College Enrollment Cliff: Planning Your Family’s Educational Future
American families planning for their children's education face a dramatically shifting landscape in higher education—the enrollment cliff leading to a projected 15 percent decline in U.S. college students between 2025 and 2029. Understanding the Enrollment Cliff The term "enrollment cliff" refers to an anticipated sharp decline in college-age...
The Growing Challenge of Health Care Costs in Retirement
As Americans plan for retirement, many prioritize building a portfolio that supports a comfortable lifestyle in their golden years. However, healthcare costs in retirement remain one of the most overlooked and rapidly escalating financial challenges. With life expectancy increasing, healthcare inflation outpacing general inflation, and the...
Still Need to Do Day: Getting Your Financial House in Order
As the holiday season draws to a close and the year winds down, there’s a sense of urgency to tackle all the tasks you meant to do but haven’t quite gotten to yet. With the new year fast approaching, this period can feel overwhelming. Financial...
The Financial and Emotional Challenges of Retirement
Retirement is often envisioned as a time of relaxation, travel, and enjoying the fruits of a lifetime of hard work. However, many older Americans face significant retirement challenges. According to recent data, nearly a third of retirees suffer from depression. As many as 80 percent of...