A Guide to Life Insurance
Death can be considered a morbid subject to discuss. But making an important decision regarding your life insurance - and which type of life insurance - might turn out to be one of the most important discussions of all.
A Guide to Estate Planning
Do you have an estate plan? A basic estate plan is an important financial document for everyone to have, whether you think you need one or not, and here is why.
The Importance of Life Insurance
Benjamin Franklin wrote in a 1789 letter that in this world nothing can be said to be certain, except death and taxes. The great unknown is exactly that, unknown, and none of us knows exactly when we are going to leave this world.
Is Life Insurance Necessary?
Life insurance is very different from other kinds of insurance. The differences are important to consider as you think over your insurance needs.
Taxes and Long Term Care
Long term care expenses can wipe out a person is savings and investments. That is why it is important to consider long term care insurance.
Understanding Annuities
An annuity is essentially a contract with an insurance company. You will typically pay the insurer a sum of money, and in exchange the insurer will commit to sending you regular payments immediately or in the future for the duration of the contract.
Women and Retirement Planning
As with most things in life, retirement planning is slightly different for women than it is for men given the many challenges they face. To meet these financial challenges women need to make retirement planning a priority.
Raising Financial Literacy
While one might be forgiven for thinking that a lack of financial literacy is exclusively a problem with young people and students, 41% of adults gave themselves a grade of C, D, or F regarding their knowledge of personal finance.