Keep Your Eyes on That Retirement Goal
Many Americans are not financially prepared for retirement, with almost a third of working adults without savings or a pension, according to a recent Federal Reserve study. To avoid having to drastically downsize and reduce your living standard once you reach retirement age, it is vital to set a goal and keep your eye on that prize.
Planning for a Balanced Retirement
Financial readiness is a vital part of retirement, but planning for a balanced lifestyle once you retire is just as important.
Millennials Face Tough Retirement Decisions
Many Millennials think retirement is so far in the future, it is not even on their list of issues to worry about. However, statistics show that for these young adults, retirement could be a huge problem unless they start to plan early.
Women Need to be Proactive about Finances and Retirement
Relying on your husband to take care of the finances and retirement income was an accepted practice in the past. Today women have to take a new approach to their financial future. Relying on a spouse is income and savings is no longer a risk-free option.
David Lerner Associates: Scholarships and College Savings
As the cost of a college education continues to climb, paying for it has become a major family expense. Many couples report starting a college fund shortly after their baby is born.
David Lerner Associates: The Best Place to Work Might be at Home
As technology advances and removes the barriers to remote work, telecommuting jobs are on the rise. The number of people working fro home is expected to increase by 63 percent in the next five years.
David Lerner Associates: Five Ways to Prepare for Small Business Saturday
"Shop Small & Local" is a successful campaign that brings neighborhoods together and helps generate business for local entrepreneurs on the Saturday after Thanksgiving..
David Lerner Associates: Coping with Fraud and Identity Theft Over the Holidays
On Black Friday and Cyber Monday, steos will be offering discounts and deals. While that is good news for the American consumer, it is also a bonus for financial fraudsters.