David Lerner Associates: Watch Out for These Utility Scams
It seems that there is no shortage of different kinds of scams thieves have come up with to try to bilk honest individuals out of their money. Two recent schemes revolve around the payment of utility bills.
David Lerner Associates –How Safe Is Your Pension Plan?
Some financial and retirement experts are recommending that workers and retirees who are dependent on pension plans do some "what-if" scenario planning to gauge how well prepared they might be for a possible cut in their pension benefits.
Investing Basics: What You Should Know
This is the fourth in the series of articles discussing financial literacy and what this means for Americans in the 21st century. Once you have earned money there are four main things that you can do with it: Spend it, save it, invest it or give it away.
How To Save for Retirement Regardless of Your Income
It is not uncommon for people to put off saving for retirement because they do not think they earn enough money to open a retirement savings account. This is especially true for young people for whom retirement may be at least three or four decades away.
David Lerner Associates: Legislation Rolls Back Student Loan Interest Rates
In late July, Congress passed legislation to roll back the increase in student loan interest rates that took effect earlier in the month. This legislation ties student loan interest rates to the financial markets, instead of allowing Congress to set these rates, as they have in the past. On August 9, 2013, President Obama signed the bill into law.
Women and Retirement – The Gender Gap
In a recent national survey designed to gauge the financial literacy of U.S. consumers about one-third of Americans said they are worried that they wo not be able to save enough money to retire comfortably.
David Lerner Associates: Many U.S. Seniors Facing Severe Income Shortages
A recent analysis of data from the U.S. Census Bureau indicates that seniors in every state except for two are living off of incomes that are lower than the level of retirement income that many financial planners often recommend.
David Lerner Associates: How to Spot Counterfeit Bills
Counterfeiting is becoming a growing problem in the U.S. as advances in printing and computer technology have made it easier for thieves to produce fake money that at a glance look very real. The federal government has undertaken efforts to help educate citizens about how they can tell the difference between real and counterfeit bills.