How Car Loans Can Impact Americans’ Retirement Goals
Car loans have become a staple in the American financial landscape. With the allure of new vehicles and easy financing options, many consumers taking on significant debt to drive their dream cars. However, this convenience comes with a hidden cost that could impact their retirement goals,...
Why Women Trail Behind in Retirement Savings
Saving for retirement is important for financial stability in the future. However, there is a big difference between how much men and women save for retirement savings. A survey found that nearly 70 percent of people think men save more money than women. Understanding the reasons...
National Financial Awareness Day
Financial Awareness Day serves as a gentle nudge to evaluate your financial health, educate yourself on smart money management, and make informed decisions that can significantly impact your future from now through retirement. Whether you're just starting your financial journey or looking to refine your existing...
How Life Insurance Can Improve Financial Wellness
Life insurance is traditionally seen as a means to provide financial protection for loved ones in the event of an untimely death. However, it can also play a significant role in enhancing your financial wellness. By integrating Permanent Life Insurance (PLI) and Deferred Income Annuities (DIA)...
How to Maximize Retirement Income
Many individuals want to maximize their retirement income and enjoy a secure and comfortable retirement. Financial literacy is crucial in achieving this goal, allowing individuals to make informed decisions about their savings and investments. A recent study highlighted a common regret among retirees. On average,...
A Post-Vacation Plan to Get Your Finances Back on Track
A recent study found that 36 percent of Americans are willing to go into debt for their summer vacation. In France, where it's customary to spend August on vacation (en vacances), the beginning of September is known as la rentrée, marking the return to work...
Celebrating Single Working Women
As societies around the world progress, they are slowly but surely erasing the age-old stigma associated with single and/or working women. However, they still face numerous challenges in the workplace and society. Single Working Women’s Week celebrates the resilience, strength, and achievements of single women...
August is National Black Business Month
National Black Business Month reminds us of the crucial role of Black entrepreneurs and business owners in fostering economic growth, creating jobs, and enriching communities. “At David Lerner Associates, we recognize the importance of diverse business communities. Join us as we delve into the significance of...