David Lerner Associates: How to Deal with Student Loans
Many people who borrow money to get a higher education vaguely remember signing a piece of paper every year at college registration time. Repaying student loans as quickly and easily as possible is the best way to move forward into a more secure, less stressful...
David Lerner Associates: Financial Planning Lessons for Educators
No matter what stage of your career you are in, working with a financial professional who understands an educator is special concerns could be beneficial....
Planning for Earned Income in Retirement
Most people these days are not going to achieve the sort of lifestyle that was envisioned for retirement even a decade ago. Many folks now retire from their regular job and then start a business of their own or work part time....
Small Business Week: Executive Bonus Plans Boost Employee Retention
Employee retention is a primary goal for many small businesses. Not only is it expensive to replace employees, but high employee turnover can be damaging to workplace morale and customer service....
Checklist for Older Americans Nearing Retirement
The first wave of the 75 million baby boomers in the US has already reached retirement age, and it is not too far off for the rest....
Are 529 Assets Subject to Medicaid Spend-down Requirements?
Unless future legislation exempts 529 plans from Medicaid rules it would be wiser to assume that these assets could be subject to the state is grasp....
David Lerner Associates: Raising Capital for Your Business
Every entrepreneur knows that adequate financing is vital to the success of a business. Failure to acquire adequate funding often determines whether a business can get off the ground, not to mention whether it can sustain itself into the future...
David Lerner Associates: Just How Much Yearly Revenue Can Your Retirement Portfolio Provide?
Prolonging your savings may call for attention to tax issues. For example, how will higher withdrawal rates affect your tax bracket? And does your withdrawal rate take into account whether you will owe taxes on that money?...
David Lerner Associates: The Rising Cost of College
Each year the College Board releases its Trends in College Pricing and Trends in Student Aid, a report that shows college expenses and trends in financial aid. The report shows costs are rising in 2014/2015....
David Lerner Associates: Financial Considerations for Family Caregivers
Caring for your aging parents is not only an emotional burden it may also be a financial one. It will depend on how well off your parents are and how much caring for them costs....