David Lerner Associates: Managing Periods of Crisis
Smart planning is the key to effectively handling periods of crisis. Whether you are planning ahead or dealing with a crisis now, take control. Here are some tips.
David Lerner Associates: Setting and Prioritizing Your Budget Goals
Without clear budget goals your financial life may remain in disarray. Your budget goals help you turn your financial wish list into an action strategy.
David Lerner Associates: Evaluating Risk Tolerance
All investments have some level of risk, and if you are planning to invest your money, it is important to become familiar with how much volatility you can endure.
David Lerner Associates: Early 401(k) Withdrawals: A Troubling Trend
When people take money out of their 401(k) plan early, not only are they paying a heavy price in penalties and taxes, but they are also potentially jeopardizing their future retirement security.
David Lerner Associates: Should You Consider a Mid-Life Career Change?
More and more people in their late-40s and 50s today are learning new skills and acquiring the training and education they need to start new careers at this relatively late stage of their lives.
David Lerner Associates: Three Potential Retirement Plan Options for Small Businesses
Many small business owners think that they ca not afford to offer a retirement plan to their employees. However, this often is not the case.
David Lerner Associates: How to Reduce Your Living Expenses During Retirement
Cutting down on your spending is one of the best ways to make your retirement savings last longer.
David Lerner Associates News: Elder Poverty Is Projected to Rise
The Social Security system "is facing serious financial problems, and action is needed soon to make sure the system will be sound when today is younger workers are ready for retirement."
David Lerner Associates: Complaints about Hidden Medicare Costs
Some seniors have complaints that despite what they thought would be the case, Medicare does not cover all of their healthcare costs..
David Lerner Associates News: 4 Important Facts About the Affordable Care Act
Although there have been a number of changes to the Affordable Care Act (commonly known as Obamacare) in recent months the ACA is major provisions still remain in force.