David Lerner Associates News: Are Municipal Bonds a Smart Investment in 2014?
Municipal bonds have long been popular investments among some individuals due to their tax-free status and income-generating properties. Earnings from muni bonds are generally exempt from federal income tax, as well as state and local income tax for residents in the state in which they live.
5 Ways to Become an Olympic Retirement Saver
It took many years of hard work, dedication and training for Olympic athletes to reach the pinnacle of athletic achievement.In some ways saving for retirement is similar to training to compete in the Olympic Games
David Lerner Associates: Review of Common Money MIstakes
Most people try to avoid making major mistakes when it comes to managing their money. Even the most savvy money managers are not immune from making a few blunders.In this review we examine five common personal financial and money management mistakes.
Utility Bills Scam Alert from David Lerner Associates
Two recent scams revolve around the payment of utility bills - one offers a Federal support payment and the other presents the bill as overdue and demands immediate payment..
David Lerner Associates: How to Spot Signs of a Credit Card Fraud Offer
The recent major data security breach at Target brought the topic of debit and credit card fraud front and center. But this type of fraud is not limited to just the theft of sensitive data from cards.
David Lerner Associates Financial Resolutions In Your 40s
The good news if you are in your 40s is that you may be entering your peak earning years - especially if both you and your spouse are working.
David Lerner Associates: Financial Resolutions in Your 30s
This is the time of year when many people make their New Year is resolutions. Take the time to also make a few financial resolutions
David Lerner Associates: The Importance of Building an Emergency Savings Fund
Many personal financial planning experts suggest that individuals make building an emergency savings fund one of their top financial priorities, More than a quarter of Americans do not have any emergency savings at all.
David Lerner Associates: Many U.S. Seniors Facing Severe Income Shortages
A recent analysis of data from the U.S. Census Bureau indicates that seniors in every state except for two are living off of incomes that are lower than the level of retirement income that many financial planners often recommend.
David Lerner Associates: Are you living beyond your means?
A report recently released by the U.S. Census Bureau paints a mixed picture when it comes to household debt in the U.S..On the positive side, the percentage of households holding some form of debt declined between 2000 and 2011 from 74 percent to 69 percent.