Middle Class Retirement Security in Peril
Most Americans look forward to their retirement, but two recent studies warn that the middle-class vision of a comfortable retirement is under threat...
Social Security’s Uncertain Future: What You Should Know
Social Security is a pay-as-you-go system, which means today's workers are paying taxes for the benefits received by today's retirees....
COLA, Social Security, and Tax 2019
The 2019 Social Security COLA increase is the largest the country has seen in seven years. It sees a windfall of about $468 a year for a fifth of Americans...
Social Security Myths
Retirees and future retirees depend on, or will depend on, income from Social Security to help provide a financially comfortable lifestyle, but there is a lot of misinformation out there about the program. Here are some common Social Security myths....
Retirement, Social Security, and Divorce
For divorcees nearing retirement, time is ticking away and financial readiness is an essential factor to consider. The good news is that although Social Security can be a rather complex matter, you may be eligible for a benefit that equals one-half of your ex-spouse is...
Social Security and Your Portfolio
You may be counting on Social Security for your retirement years, but if you are not counting Social Security as a part of your overall asset allocation, you may be missing out on bigger gains in your retirement savings portfolio....
When to Claim Social Security
The decision of when to take Social Security benefits is for many Americans largely a matter of financial necessity rather than financial planning....
Financial Essentials for Young Adults
While Millennials are the future generation with much promise, there is evidence to suggest that financial literacy is greatly lacking....
Preparing for Retirement
The truth is there is no "magic number". How much you need to save for retirement will depend entirely on your spending habits....
Social Security and Divorced Women
For divorced women nearing retirement, time is ticking away and financial readiness is an essential factor to consider. The good news is that although Social Security can be a rather complex matter, divorced women are eligible for a benefit that equals one half of their...