Social Security and Your Portfolio
You may be counting on Social Security for your retirement years, but if you are not counting Social Security as a part of your overall asset allocation, you may be missing out on bigger gains in your retirement savings portfolio....
When to Claim Social Security
The decision of when to take Social Security benefits is for many Americans largely a matter of financial necessity rather than financial planning....
Financial Essentials for Young Adults
While Millennials are the future generation with much promise, there is evidence to suggest that financial literacy is greatly lacking....
Preparing for Retirement
The truth is there is no "magic number". How much you need to save for retirement will depend entirely on your spending habits....
Social Security and Divorced Women
For divorced women nearing retirement, time is ticking away and financial readiness is an essential factor to consider. The good news is that although Social Security can be a rather complex matter, divorced women are eligible for a benefit that equals one half of their...
Top Financial Mistakes That Affect Your Retirement
As retirement approaches more and more Baby Boomers are taking stock of their financial decisions along the road to their golden years....
A New Look at the American Dream
Whenever the conversation turns to financial goals and a secure future, certain ideas at the core of The American Dream pop up - save for retirement and own your own home are two of those. However, times have changed economically....
5 Ways to Fix Your Retirement Fund Shortfall
When you hit your 40s or 50s the idea of retirement (which seemed so far off in your 20s) is suddenly right around the corner. If you have reached this age and have not been diligently socking away money for retirement, there are some things...
3 Reasons Not to Fear Retirement
If you are nearing retirement age, you are not alone. Roughly 10,000 Baby Boomers retire every day in America, and that number is set to stay true for the next 19 years. Many people face uncertainties and fears about their own retirement. When it should...
David Lerner Associates: Long Term Care Awareness
Long-Term Care and Alzheimer is Disease. Both topics deserve our attention and are serious issues in need to greater awareness. Nearly 70 percent of Americans 65 and older need long-term care at some point, according to the U.S. Department of Health and Human Services....