SALT Tax Changes
There have been some changes to state and local tax laws and the average American might see the refund that they depend on drop to record lows.
The Benefits of Financial Literacy
More than half of Americans (56%) say they are only somewhat financially literate, while 15 percent say they're not financially literate at all.
Smart Financial Decisions
Building a healthy investment portfolio requires some well thought out strategies and a smart investment mindset. It also requires an overall smart-money lifestyle and financial literacy.
Investment Fraud in America
Older investors are a favorite target of fraudsters who focus on investments. The pursuit of seniors’ “nest eggs” is one of the fastest-growing consumer fraud issues today.
Investment in Your 40s
Once you have hit the big Four-O, you really need to start seriously thinking about how much you have saved. Before you know it, you'll be 50, and retirement will be looming fast.
Saving for College in the U.S.
Although 70 percent of parents want to cover the cost of college completely, they’re only going to be able to cover 29 percent of the cost by the time their kids are ready for college.
Retirement Realities
The average retirement age in America is 63, and retirement lasts about 18 years. That means that you’ll need enough money to last you until you are 81 years old.
Facts about Long-Term Care
Nearly 70 percent of Americans 65 and older will require some form of long-term care. Nursing home care in a private room is now more than $100,000 a year.