Retirement Choices – It is Up to You
Recent generations of Americans have been raised to believe that retirement is the ideal end-game for their life. You will work hard for 40 years or so and when you reach that magical age of 65, you will enter your "golden years".
The Retirement Disconnect: Confidence Does not Mirror Practices
Despite increased confidence in their ability to retire Americans in general are no more likely to have saved any more money for retirement this year than they did last year.
David Lerner Associates News: 2014 Social Security COLA Is.1.5 Percent
In October the SSA announced that the Social Security Cost-of-Living (COLA) in 2014 will be 1.5 percent, down slightly from the 1.7 percent increase in 2013.
David Lerner Associates: Complaints about Hidden Medicare Costs
Some seniors have complaints that despite what they thought would be the case, Medicare does not cover all of their healthcare costs..
4 Important Retirement Decisions
Some people are extremely disciplined when it comes to saving diligently and investing wisely for retirement throughout their working lives. But the need for discipline and diligence does not stop when you actually reach retirement age and enter your golden years.
What is Your Retirement Number?
There are many uncertainties when it comes to retirement planning. One of the biggest uncertainties is determining how much money you will need to meet your living expenses after you retire. In other words, what is your "retirement number?"
David Lerner Associates News: Seniors, Do You Have to File a 2013 Tax Return?
Depending on the amount of their gross income, their filing status and their age, some seniors might not have to file a federal income tax return this year.
Attention Retirees: 5 Tax Planning Strategies for 2014
If you have recently finished filing your 2013 tax return the last thing you probably want to think about is your 2014 return. But many experts say that now is actually a good time for retirees to get a jump start on their 2014 taxes.
What You Should Know About the New myRA Retirement Accounts
In the 2014 State of the Union address President Obama announced that a new type of retirement account would soon be made available to U.S. workers - myRA.
Retirement Saving Strategies for Married Couples
If you are married and plan to stay that way for the long term, it is important that your retirement savings strategies reflect this. Retirement savings strategies for married couples may differ from strategies for single individuals.