David Lerner Associates: Retirement Income Gender Gap
One of the most important factors is retirement planning is to figure out your retirement income needs. There are many reasons why women are more likely than men to face a retirement income shortfall.
Connect Your Financial Goals to the Rest of Your Life
Most Americans strive for a fulfilled life - a good job, a nice home,, a family, and a bright future. However, statistics show that this American Dream is not a reality for far too many.
Three Things That Can Derail Your Retirement
The American Dream - work hard and retire comfortably at 65 - is more of a dream than a reality for most seniors. A new GAO analysis finds that among households with members aged 55 or older, nearly 29 percent have neither retirement savings nor a traditional pension plan.
David Lerner Associates: 3 Financial Tips for Seniors
Studies show that the retirement age in America in creeping upward as many seniors choose to keep working longer. The easing of Social Security restrictions on earning income has also contributed to the trend.
David Lerner Associates: Housing Options for Older Individuals
As we grow older many of our needs (and wants) change. Children grow up and move away. Raking leaves from the lawn of the large house purchased 30 years ago to provide space and recreation for a family is probably no longer top of the list of things to do..
Four Things Women Need to Know about Social Security
The very first retirement benefit check was issued in 1940 and since then women have been relying on Social Security to provide much-needed retirement income.
Optimizing Your Social Security Retirement Benefits
Optimizing your Social Security retirement benefits means getting the best return possible on each dollar you have contributed to the system over the years
Moving from Work to Retirement
As you near retirement age there are a lot of decisions to be made. The most important one is whether you can afford to retire, and if so, at what age?
Retirement Plan Considerations at Different Stages of Life
Although it may not seem so at the start of your career retirement planning should always be a major part of your financial plan.
Financial Aid: 529 Plans and Your Familys Future
If thinking about joining a 529 plan, or if an account is already in the cards, understanding more about how 529 funds will affect a child is chances of receiving financial aid is a smart move.