How To Save for Retirement Regardless of Your Income
It is not uncommon for people to put off saving for retirement because they do not think they earn enough money to open a retirement savings account. This is especially true for young people for whom retirement may be at least three or four decades away.
Women and Retirement – The Gender Gap
In a recent national survey designed to gauge the financial literacy of U.S. consumers about one-third of Americans said they are worried that they wo not be able to save enough money to retire comfortably.
David Lerner Associates: Many U.S. Seniors Facing Severe Income Shortages
A recent analysis of data from the U.S. Census Bureau indicates that seniors in every state except for two are living off of incomes that are lower than the level of retirement income that many financial planners often recommend.
David Lerner Associates: Do You Have a Zombie 401(k)?
Zombies have become all the rage recently with the popularity of movies and TV shows like Zombieland and The Walking Dead. But theres a sort of financial zombie that can cause very real harm to your retirement plan: the zombie 401(k).
David Lerner Associates: 6 Strategies to Help You Save a Million Bucks
To many Americans, the thought of saving $1 million dollars over the course of their lives is a little overwhelming. It seems like such a large sum of money and it is that people often shrug off the goal of saving this much for retirement as unattainable.
David Lerner Associates: Watch Out for These Retirement Derailers
If you have ever seen a train derailment, even if it was just one in a movie that was created by special effects, you know how destructive it can be. The sponsor of a recent survey that was designed to gauge the retirement readiness of Americans used the term retirement derailers to describe the destructive effect that unexpected financial emergencies can have on Americans in the critical pre-retirement years.
How to Save for Retirement as a Self-employed Individual
When it comes to saving for retirement, self-employed individuals sometimes face unique challenges compared to employees who work for a company that offers an employer-sponsored retirement plan.
David Lerner Associates: It is A Matter of Trust
As we discussed in a recent article, the confidence level of Americans in their ability to save enough money to retire comfortably is at a record low level, according to a recent report from the Employee Benefit Research Institute (EBRI).
David Lerner Associates: What You Should Know About Social Security Disability
When they hear the term "Social Security," many people think of the federal program that pays retirement benefits to most Americans who have worked during their lives.
Americans Retirement Confidence at Record Low
According to a report recently released by the Employee Benefit Research Institute (EBRI) the confidence level of Americans in their ability to save enough money to retire comfortably is essentially unchanged from two years ago -- when it was at a record low level.