A Savings Crisis in America
Take a look at your savings account. If you were hit with an unexpected expense of $500 or $1000, would you be able to pay it?
Tips for Lending Money
There is an old saying, "If you want to get rid of your enemies, just lend them some money, and you will never hear from them again." We have all had a situation where a friend or family member is in need, and we have all been asked for some help.
How to Eliminate Credit Card Debt
Being saddled with credit card is never a good thing, especially when you are only paying your minimums, hardly touching your principal, and just getting by every month.
Taking On Your Debt
The average American is swimming in debt, from student loans to credit cards, mortgages, and so on.
How to Retire Early
Retirement is something that requires a solid plan and smart strategies, executed over a number of years. But one third of Americans are not saving for retirement, and a sizable percentage have virtually no money in savings and investments.
Savings Goals for the New Year
There is no convincing argument for not saving your money. Most people will agree that saving (whether for retirement or any other reason) is an excellent idea, and it should be done.
Holiday Season and Credit Card Mistakes
With the holidays upon us it is always tempting to take advantage of those specials being offered by stores this time of year but without some good sense monitoring your credit card activity there are some dangerous blunders that can be made.
Financial Planning for When You Are Gone
Death is certain for all of us. The sad truth is that not enough of us take a moment to consider what will happen when we are gone. In fact, 55% of Americans pass away without a will or an estate plan.
What To Do If You Are Hacked
November is Cyber Security Awareness Month. Hackers have exposed the personal information of 110 million Americans (roughly half of the nation is adults) in the last 12 months alone. That massive number is even more concerning by the amount of hacked accounts - up to 432 million.
Tips for Smart Personal Finance
Whether you are playing catch up on retirement savings or working to eliminate debt, it pays to be financially savvy. Here are some tips to point you in the direction of smart personal finance decisions.